Have you saved enough ?

All everyone is talking about these days is the economy…

The stock market is crashing seemingly daily…
My question is, “do you have enough cash savings?”
It seems these days that people have forgotten about saving… yes, that means saving cash money. That green stuff… I know, I know… its very unfamiliar… most people rarely even use this [...]

My eight year old is richer than me!

I have been trying to explain to my eight year old how she is actually richer than me.
She has zero liabilities, cash savings, and a steady passive income that more than pays for her wants.
Since her needs are fully paid for by me, her parent… She is already financially free.
Furthermore, I have explained to her [...]

Bringing Back Lawaway!

I want to bring back “LAYAWAY”! Does anyone know what that is ?

I will tell you… when I was a young boy, I was able to go to KMART, and pick out something that I wanted to purchase… let’s say it was a toy that cost $20. I would be able to take the toy [...]

Saving Money On Kids Toys

Today, I have a real cool story to share with all my fellow Paupers.
A few days ago, my eight year old daughter asked me if I would buy her an inflatable water slide that is sold at Toys R Us. The price had me a little shell shocked… $699.00… yes $699.00 - So, I was [...]

Pay Yourself First

I am definitely not the first to say this and I will definitely not be the last… PAY YOURSELF FIRST!
What does this really mean ?
It means save and invest no matter what, do it automatically, and worry about your bills after. Now, please don’t get into a frenzy… I am not suggesting that anyone stop [...]

Teach Your Children To Pay With CASH! - CASH IS KING!

Welcome Paupers,
Today, I want to discuss an important subject… CASH!
Yes, CASH… Let me state for the record: CASH IS KING! Yes, CASH IS KING!
I have been reading article after article lately talking about the benefits of using CASH as opposed to using credit cards… and I am really getting excited about this.
I want you to [...]

Help Your Child Understand The Value Of Money!

I am constantly getting the following question: “How do I teach my child the value of money?”
This is an excellent question, and there are probably thousands of good answers. I have many ideas and suggestions, and today I will share one of them with you.
One of the problems with children and money is that they [...]