Bringing Back Lawaway!
Posted on July 8, 2008
Filed Under All Ages |
I want to bring back “LAYAWAY”! Does anyone know what that is ?
I will tell you… when I was a young boy, I was able to go to KMART, and pick out something that I wanted to purchase… let’s say it was a toy that cost $20. I would be able to take the toy to the LAYAWAY desk, and put down $5 towards the cost of the toy. Then the store would hold my item, and record my $5 payment towards the cost of the toy. I could come in whenever I wanted and make payments on the toy… and once I paid the balance in full, I would receive the toy!
Can you imagine a world like this ? A world where we never paid interest on the things we purchased… doesn’t it sound great right about now ? In a time where we wouldn’t dream of setting aside money to purchase a new 52″ LCD TV… putting off the purchase until we actually had the cash to pay for it… instead, if we want it now… we get it now… the store will either let us charge it to their store credit card, or a myriad of Credit Card companies will gladly extend far more credit than we can possibly afford to repay. And, years from now, we will still lay awake in bed thinking about that credit card balance… in fact, it may be time to purchase a NEW TV… and you will probably still be sending in that minimum payment each month…
This is slavery people… SLAVERY!!! I am not kidding… when you are enslave yourself to pay a bank or credit card company for ever… or what certainly feels like forever… you enslave yourself… remember, the credit card companies charge 20% on their credit cards because they have a very high rate of default… this means that a large number of people never repay their credit card debts… thus, in order to still make a good profit, the creditor will charge a very high interest rate to everyone.. and thus, the good people who actually make their payments forever… get slammed… and thus keep the credit card company’s profit margin up… that’s right paupers… the few of you who actually pay your bills are the reason that the creditors make all their profit…
I have a solution to this problem… Paupers, stop using credit cards. Did you know that if all of the people that pay their minimum payments, etc. just stop charging, pay off their balances, and don’t carry any more credit card balances… the creditors will be stuck with only the people who don’t pay back their bills… and they will lose everything… yes, that is right, you can stick it to the credit card companies… how ? Stop using their cards… stop carrying balances, stop, stop, stop!!! Let’s just stick it to the creditors.. let’s ruin them… let’s just leave them with ONLY THE non payers… thus, their whole entire system will come crashing down… in fact, if all of the people who pay back their debts just stopped using credit cards… the entire credit card system would crash in a matter of 24 months… within 24 months, most of the card holders would default and stop paying on their debts… and the credit card companies would start going bankrupt, since they wouldn’t be collecting those huge 20% interest payments from good people like you… so, join me… join me in my quest to stop the creditors from taking us down… stop using your credit cards, stop carrying balances on credit cards… stop now, and join me in my fight to break the chains around our necks…
Robert Mandrake
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2 Responses to “Bringing Back Lawaway!”
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I remember laway too! I have to agree with this… credit cards can be really dangerous in the wrong hands.
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I do not remember layaway.
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